The law offices of Kassin & Carrow wants you to read the important info below regarding the differences between SSDIB and SSI. For many St. Louis area residents, disability benefits are a lifeline. While having a lawyer can be a game-changer for an applicant, going to that lawyer equipped with data is never a bad idea.
Social Security Disability Insurance was made for people who work, while Supplemental Security Income was created to cover non-workers, or those who don't qualify for SSDI. To be more specific, SSDIB is earned by paying into the social security system by way of automatic deductions from your payroll. The money you pay into the system is converted to social security work credits, which then determine your eligibility for “fully insured” status within SSDI. Along with accruing the needed number of social security work credits, an applicant also needs to show eligibility by having worked recently.
SSI assists those that don't qualify for SSDI or do not qualify for a big enough amount of SSDI to satisfy their needs. Since the watchword for SSI is “need,” appliers need to show need by exhibiting that they don't go over the income and resource limits at the time of their application. Also, applicants should know that they will be required to show that they're under the income and resource limits periodically so long as they draw SSI benefits.
There are some other differences between the two disability benefits programs. For example, it is possible for SSDIB benefits to be paid to an eligible family member depending on the disabled insured individual’s eligibility during their lifetime or upon their death. SSI is offered only to the qualified individual. Disability applicants in Edwardsville, IL, St. Peters, MO, and St. Louis should also note that SSDI has a five month waiting period and SSI does not.
Although finding information on the web is certainly a sensible move, no amount of online research can replace the experience of a well-trained and experienced disability lawyer in St. Peters, MO or the Metro East St. Louis area. Kassin & Carrow serves your needs with offices in both Missouri and Illinois. If you're ready to take the next step in the disability benefits application process, get in touch with the law offices of Kassin & Carrow. We can help you through each step of the process (initial claim, reconsideration, hearing, or appeals council) or start our representation after you have filed a claim or have been denied at any level.
Do not consider this information as legal advice or opinion, or guarantee of a particular outcome for a legal matter. This site provides general information that may or may not apply to your claim.
Do not substitute this information for competent legal counsel, or make legal decisions solely based upon the information provided on thissite. You should consult an attorney before making any important decisions regarding any legal matter. The choice of a lawyer should not be based solely upon advertising.
