Wednesday, October 11, 2017

What Happens if I am Over Age Fifty and Apply for Disability Benefits?

If you are between the ages of 50 and 55:

There are particular rules for those age 50 or older from which you can benefit. These kinds of rules may make things much easier to get approval of your Social Security disability benefits.

If you have difficulty and restrictions in your ability to stand up or walk, or other medical troubles that affect your neck, back, ankles, knees, feet and legs - these might make your eligibility more feasible.

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Other health issues like diabetes, heart or lung issues, or arthritis may boost your qualifications for disability benefits. This is especially accurate if your prior job has required you to be on your feet, walking or standing up, for most of your workday. Even if your previous employment was not considered to be physically demanding, you may still take advantage of some of the rules which are reserved for those older than 50 years of age.

If you are in between the ages of 55 and 60:

If you are above age 55 and have health issues which are preventing you from doing your prior employment, there are more special rules that might apply to you. If your health problems prevent you from doing a modest level of lifting items greater than 20 pounds on a regular basis, your qualification as a Saint Louis disability candidate is enhanced.

If you are age 60 and over:

Once you are age 60 and older, the guidelines for disability are much more in your favor. Your disability benefit approval will most likely enable you to get your complete Social Security retirement which you would normally obtain around age 66, but sooner. When you get to age 66, you can draw your full retirement benefit for the rest of your life.

No matter what age bracket you find yourself in, applying for disability benefits in Saint Louis, MO might be a confusing and tough process. That is why you ought to very seriously think about getting in touch with a disability lawyer in Edwardsville, IL or Saint Peters, MO. Kassin & Carrow has been serving the folks of Saint Louis with those very services for years.

Do I Qualify For Disability Benefits?

You may qualify for benefits from the Social Security Administration. At Kassin & Carrow - we will help you know very quickly. The benefits will differ depending upon your unique and specific situation. So if you reside in Edwardsville, Illinois, Saint Peters, Missouri, or the surrounding areas, think of this basic overview of disability benefits eligibility.

You might qualify for Social Security Disability Benefits if you:

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  • are handicapped and worked/earned adequate credits to become insured
  • are a disabled widower or widow between the ages of 50 and 60 and your departed husband or wife earned enough credits to get insured
  • were handicapped prior to the age of 22 and either of your parents is handicapped or deceased, and earned adequate credits to become insured

You may qualify for Saint Louis, MO Supplemental Security Income (SSI) Payments if you:

  • are age 65 or older
  • are blind (vision acuity of 20/200 or less in your better eye with use of a correcting lens) or handicapped
  • have reduced income
  • have limited resources
  • are a U.S. citizen or national, or in one of certain categories of aliens and is a resident of one of the 50 States, Washington D.C., or the Northern Mariana Islands
  • are not missing from the country for a total calendar month or for 30 successive days or more
  • make an application for some other cash payments or benefits (Social Security benefits, pensions, etc.)
  • submit an application
  • satisfy certain other requirements

Being disabled as an adult means that you possess a physical or psychological condition which:

  • results in the inability to perform significant gainful activity (earning less that $1,010 in an average month)
  • is expected to result in fatality
  • has lasted or is expected to last for more than 12 months

As you can see, there are a lot of considerations to think of when you are identifying whether you would like to seek SSDI or SSI benefits. If you are trying to find a qualified disability attorney in Edwardsville, IL? If so, please think about the law office of Kassin & Carrow.