The SSI Basics

Signed into law by President Nixon in 1972, Supplemental Security Income (SSI) operates in conjunction with Social Security to shield low-income seniors and individuals with serious disabilities against the worst effects of impoverishment. The modest income support from SSI gives senior citizens and people with disabilities who have constrained income and resources the capability to keep a roof over their heads and food on the table, and pay for required, often life-sustaining medications. That’s why the law offices of Kassin and Carrow in St. Louis, Missouri concentrates on SSI and disability law.

Key Facts

• SSI provides crucial income support to more than 8 million Americans -- including 1.2 million children with extreme disabilities.
• There are reasonable requirements to be eligible for SSI. Assistance is available for those who are blind; age sixty-five or older; or have a disability -- and who meet very reasonable income and asset limitations.
• Benefits for SSI are really modest, and average around $509 per month, or just $6,108 each year -- just half the federal poverty level.

Supplemental Security Income addresses an important need in our country. Disability can strike any time. As part of our nation’s Social Security system, Supplemental Security Income has a key role in assisting millions of Americans and their loved ones maintain dignity and independence.

With regards to resources, or things that you have, Social Security will look at things like real estate, bank accounts, stocks, bonds, and cash.  If your resources are worth a maximum of $2,000, you might be able to get SSI.  For couples, the resources may be worth no more than $3,000.

Social Security doesn't count everything you own. Things that aren't considered are:

• Life insurance policies with face value lower than or equal to $1,500
• Your vehicle in most cases
• Burial plots for  you and members of your immediate family
• Burial funds up to $1,500 for you and $1,500 for your spouse
• Your residential home you reside in and the land it is on

If you feel that you might qualify for SSI disability income and you live in St. Louis, St. Charles, St. Peters, Missouri or Metro East St. Louis or Edwardsville, Illinois, get in touch with the law offices of Kassin and Carrow. They can help you get the benefits that you deserve because they are experienced disability benefits attorneys.